21216 Rio Oro Drive
ActiveNew Construction
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MLS# CAR4425303 · 6 days on market

21216 Rio Oro Drive

Cornelius, NC 28031 · Bahia Bay

$3,975,000$766/sqft
Beds5
Baths6
Sq Ft5,188
Lot0.23 ac
$/SqFt$766
DOM6

Architectural Narrative

Waterfront living on Lake Norman takes on a whole new meaning in this exceptional custom home in Cornelius. Designed for the way you actually want to live, entertain, work, and unwind, every level of this home has been thoughtfully planned with incredible attention to detail. From the moment you enter through the dramatic 10-foot custom Clark Hall steel door, the quality is unmistakable. Soaring 12-foot ceilings, wide-plank European white oak floors, custom millwork, a striking wine wall, diamond-coffered ceiling, and oversized arched openings set the tone, while expansive quad-stack sliders create a seamless connection between the home, outdoor living spaces, and water beyond. At the heart of the home, the kitchen combines high-end design with exceptional functionality. Custom two-tone inset cabinetry, white oak accents, a substantial Azurra Bay quartzite island with 2.5-inch mitered edge, panel-ready appliances, and an oversized Venetian plaster range hood create a beautiful gathering space overlooking the lake. Just beyond is a hidden pantry/scullery that feels like a second kitchen, complete with custom cabinetry, a full-size refrigerator, second dishwasher, microwave, and abundant storage. One of the most thoughtfully designed features of the main level is the private guest suite with its own beautifully finished en-suite bath and oversized walk-in shower. Whether hosting family, long-term guests, or creating a private space for multigenerational living, guests can enjoy their own retreat without sacrificing privacy. Upstairs, the primary suite feels like a true escape, with gorgeous sliders leading to a private balcony overlooking the lake. It's the perfect spot to unwind at night. Two oversized custom closets with integrated LED lighting, and a spa-inspired bath with marble tile, floor-to-ceiling glass shower, custom cabinetry, dual vanities, and beautiful gold fixtures complete this retreat. Three additional bedrooms and a generously sized laundry room with extensive cabinetry and storage complete the upper level. But the lower level is where this home truly becomes something special. Designed as an extension of the home’s entertaining space rather than simply a finished basement, it includes a full custom golf simulator, built-in sauna, private home office, second laundry room, and a beautifully appointed kitchenette with ice maker and wine cooler. Quad-stack sliders open the entire space to the lower terrace, while an accordion-style pass-through window from the kitchenette makes indoor/outdoor entertaining effortless. With room for a future pool just outside, this level was designed with lake days, pool parties, game days, and evenings with friends in mind. The second laundry room is an especially thoughtful addition for lake and future pool towels without carrying everything through the home. Outside, professionally landscaped grounds lead to a peaceful Lake Norman cove and new private dock, putting the water just steps from your door. The 3 covered rear porch provides another place to relax, dine, and enjoy the setting, while the future pool area offers the opportunity to create a complete waterfront resort experience. From two laundry rooms and exceptional storage to the hidden scullery, private office, golf simulator, sauna, guest suite, custom architectural details, and multiple indoor/outdoor entertaining spaces, no detail feels like an afterthought. This is a home designed not simply to look beautiful, but to live beautifully. Located in Bahia Bay in Cornelius, this is an opportunity to enjoy the Lake Norman lifestyle in one of the area’s most sought-after waterfront locations—minutes from dining, shopping, medical care, and everything Cornelius has to offer. Exceptional craftsmanship, thoughtful design, and waterfront living come together in a home that truly needs to be experienced in person.

At a Glance

Bedrooms5
Full Baths5
Half Baths1
Property TypeSingle Family Residence
Year Built2026
LevelsTwo
Garage2 spaces

Community & Resources

Community
Bahia Bay
Cornelius, NC
County
Mecklenburg
NC · 28031
High School
William Amos Hough
Assigned district
Middle School
Bailey
Assigned district
Elementary
Cornelius
Assigned district
Tax Assessed
$877,500
County record

Property Facts

Property Type
Single Family Residence
Year Built
2026
Stories / Levels
Two
Living Area (SqFt)
5,188
Above Grade SqFt
3,735
Below Grade SqFt
1,453
Full Bathrooms
5
Half Bathrooms
1
Lot Size
0.23 acres
Zoning
GR
Parcel #
00129740
Tax Assessed Value
$877,500
HOA
$75 / Annually

Interior Features

Drop ZoneEntrance FoyerKitchen IslandOpen FloorplanPantrySaunaStorageWalk-In Closet(s)Walk-In PantryWet Bar

Appliances

Bar FridgeDishwasherDisposalDouble OvenExhaust HoodFreezerGas CooktopGas Water HeaterIce MakerMicrowave

Heating, Cooling & Utilities

Heating
Heat Pump, Natural Gas
Cooling
Central Air
Flooring
Tile, Wood
Fireplace
Family Room, Gas
Laundry
In Basement, Laundry Room, Upper Level
Water Source
City
Sewer
Public Sewer
Utilities
Cable Available, Fiber Optics, Natural Gas, Underground Utilities

Exterior & Parking

Construction
Fiber Cement, Hard Stucco
Foundation
Basement
Roof
Architectural Shingle
Garage
2 spaces
Parking
Driveway, Attached Garage
Patio / Porch
Covered, Rear Porch
Windows
Insulated Window(s)
Exterior Features
In-Ground Irrigation

Lot Features

ClearedWaterfront

View

Water

Waterfront

Boat Ramp – CommunityBoat Slip (Deed)Dock

Community Amenities

Lake AccessPicnic Area

Gallery

Listing courtesy of Adams and Collins Realty LLC · Brian Adams · Listed 09/17/2026

Listings courtesy of Canopy MLS as distributed by MLS GRID. Information is deemed reliable but not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Properties displayed may be listed or sold by various participants in the MLS. Data last updated recently. © 2026 MLS members. All rights reserved.

21216 Rio Oro Drive
Cornelius, NC · $3,975,000