MLS# CAR4436294 · 5 days on market

40 11th Street

Belmont, NC 28012 · Cottonwood

$324,900$333/sqft
Beds2
Baths1
Sq Ft976
Lot0.32 ac
$/SqFt$333
DOM5

Architectural Narrative

More than meets the eye: this 2-bed, 1-bath home comes with a detached backyard guest suite with kitchenette and full bath, plus a finished attic bonus room with its own mini-split. Use the suite as a home office, creative studio, or guest retreat. Up the spiral staircase, the attic makes a cozy spot for reading, creating, or a quiet afternoon. Solar panels and an oversized shed for kayaks, bikes, tools, and gear round it out. Within walking distance of the Catawba River and about a mile from downtown Belmont, you’re close to restaurants, shops, parks, public boat and kayak launches, and the Belmont Recreation Center. Uptown Charlotte is about 20 minutes away, depending on traffic, and Charlotte Douglas Airport is an easy drive. Small-town character, river access, and room to spread out at 40 11th St.

At a Glance

Bedrooms2
Full Baths1
Half Baths0
Property TypeSingle Family Residence
Year Built1920
LevelsOne

Community & Resources

Community
Cottonwood
Belmont, NC
County
Gaston
NC · 28012
High School
South Point (NC)
Assigned district
Middle School
Belmont
Assigned district
Elementary
Belmont Central
Assigned district
Tax Assessed
$316,620
County record

Property Facts

Property Type
Single Family Residence
Year Built
1920
Stories / Levels
One
Living Area (SqFt)
976
Above Grade SqFt
976
Full Bathrooms
1
Lot Size
0.32 acres
Zoning
R1
Parcel #
126530
Tax Assessed Value
$316,620

Interior Features

Attic Finished

Appliances

DishwasherElectric RangeMicrowaveRefrigerator

Heating, Cooling & Utilities

Heating
Central
Cooling
Central Air
Laundry
Laundry Closet
Water Source
City
Sewer
Public Sewer
Utilities
Natural Gas, Solar

Exterior & Parking

Construction
Vinyl
Foundation
Crawl Space
Roof
Architectural Shingle
Parking
Driveway, On Street

Lot Features

Corner Lot

Gallery

Listing courtesy of Armstead Realty Group LLC · Tristan Armstead · Listed 10/23/2026

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40 11th Street
Belmont, NC · $324,900