My story, and how it shapes the way I work with you.
Meet Monica Setzer, a dynamic real estate professional originally from the scenic state of Connecticut, infused with the vibrant culture of her Argentine heritage and strong Italian roots. Monica has seamlessly blended her diverse background with a passion for real estate, making her a standout in the industry. At home, Monica thrives as the proud parent of three energetic, soccer-loving children. Her dedication to family is evident as she actively participates in her kids' extracurricular activities, whether it’s cheering from the sidelines or organizing sports fundraisers. Her commitment to her community goes beyond her family, as she frequently steps into local schools as a substitute teacher, nurturing not only her own children but also the future of the community. In real estate, Monica is far more than an agent—she's a trusted advocate and guide. Her approach centers on the belief that knowledge is power, and she takes pride in educating her clients throughout the process, ensuring they understand every aspect of their transaction. Her dedication to transparency fosters trust and ease for buyers and sellers alike. Monica's expertise extends beyond just local transactions; she excels in helping out-of-state buyers transition seamlessly into the area while also assisting clients moving elsewhere.
- ◆ RENE - Real Estate Negotiation Expert
A local guide, with a boutique brokerage's full weight behind them.
Monica pairs deep local knowledge with True North's marketing, technology, and distribution — so clients get concierge-level attention without giving up scale.
How Monica + True North actually market your home.
No cookie-cutter checklists. Every listing gets the same senior-level treatment.
A real comparative market analysis with live absorption data from Canopy MLS — plus an honest range, not a wish price.
Every listing includes pro photography, floor plans, and — where it earns its keep — drone, video walk-throughs, and twilight shots. No 'good enough' iPhone photos.
Your home hits Canopy MLS plus Zillow, Realtor.com, Redfin, and Homes.com — all with correct data and pro media.
True North's Social Studio generates on-brand posts across Instagram, Facebook, and LinkedIn, plus a targeted email push to our sphere and past-client database.
Monica negotiates with a full brokerage playbook behind them — pricing strategy, inspection response templates, and appraisal defense that a solo agent can't match.
A dedicated coordinator owns your timeline — inspections, appraisal, lender check-ins, closing — so you get updates, not scavenger hunts.
You get a real person on the phone, backed by the entire True North operation.
- ✓Direct access — you text Monica, Monica answers. No junior handoff.
- ✓Local expertise across Burke County, Catawba County, Iredell County — schools, commutes, HOAs, the stuff Zillow can't tell you.
- ✓Early access to True North's coming-soon listings and network-sourced opportunities before they hit the public MLS.
- ✓Preferred lender + inspector + attorney bench — vetted, not paid referrals.
- ✓A written buyer or seller game plan before you ever tour or list.
- ✓Transparent pricing — no junk fees, no surprise closing costs.
- ✓Post-close support: contractor referrals, tax appeals, refinance timing.
- ✓A brokerage that treats agents like partners, not seat-fillers — which is why your agent is here for the long haul.
True North Realty · Hickory, NC
Based in downtown Hickory and serving buyers and sellers across the Catawba Valley, Lake Norman, the High Country, and the greater Charlotte and Triad regions. Monica works with you virtually or in person.